Terms & Conditions
Effective Date: Since August 2026
Welcome to the website of TD Legacy Associates ("TD Legacy Associates," "we," "us," or "our"). These Terms & Conditions ("Terms") govern your use of the TD Legacy Associates website and any content, information, services, features, or resources made available through the website.
By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please do not use this website.
1. Use of This Website
This website is provided for general informational and business purposes. You agree to use the website only for lawful purposes and in a manner that does not violate these Terms or applicable laws and regulations.
You may not use the website to:
Engage in unlawful, fraudulent, or harmful activity;
Attempt to gain unauthorized access to the website or its systems;
Interfere with the operation, security, or availability of the website;
Introduce malicious code, viruses, or other harmful material; or
Use the website in a manner that could damage, disable, overburden, or impair the website or interfere with another person's use of it.
2. Information Provided on the Website
The information provided on this website is intended for general informational and educational purposes. While TD Legacy Associates makes reasonable efforts to provide accurate and up-to-date information, we do not warrant that all information on the website is complete, accurate, current, or free from errors.
Information available through the website should not be considered a substitute for individualized professional advice. Your circumstances are unique, and you should consult with an appropriately qualified professional before making financial, legal, tax, insurance, retirement, or other significant decisions.
Nothing on this website creates a professional-client relationship unless and until such a relationship is formally established between you and TD Legacy Associates.
3. No Guarantee of Results
Any examples, illustrations, projections, or discussions of potential outcomes presented on this website are for informational purposes only. Past performance or examples of previous outcomes do not guarantee future results.
Individual results may vary based on a variety of factors, including individual circumstances, financial conditions, market conditions, and other factors outside of TD Legacy Associates' control.
4. Appointments and Communications
You may have the opportunity to request information, schedule an appointment, submit an inquiry, or otherwise communicate with TD Legacy Associates through the website.
Submitting a request does not guarantee that an appointment or service will be provided. TD Legacy Associates may contact you using the contact information you provide to respond to your request, confirm or modify an appointment, provide requested information, or communicate regarding services.
5. SMS and Text Messaging
TD Legacy Associates SMS Program
TD Legacy Associates offers appointment, customer-care, educational, and promotional text-message programs.
Participation in any SMS program is optional. Consent to receive text messages is not required as a condition of purchasing products, receiving services, or scheduling an appointment.
The types of messages a consumer receives will depend on the SMS consent selected:
Appointment and service messages may include appointment confirmations, reminders, scheduling communications, responses to service requests, and other customer-care communications.
Marketing and educational messages may include retirement-planning information, educational content, event notices, business updates, and information about TD Legacy Associates' services.
Message frequency varies. Message and data rates may apply.
To stop receiving text messages, reply STOP. After submitting a STOP request, the consumer may receive one final message confirming the opt-out.
For assistance, reply HELP or contact TD Legacy Associates at (408) 823-8090 or info@tdlegacy.com.
Wireless carriers are not responsible for delayed or undelivered messages. Message delivery is subject to the consumer's wireless service and network availability.
For information about how TD Legacy Associates collects, uses, and protects personal information, please review our Privacy Policy.
6. Privacy
Your use of this website is also subject to our Privacy Policy, which explains how TD Legacy Associates collects, uses, stores, and protects personal information.
Please review our Privacy Policy for additional information.
7. Intellectual Property
Unless otherwise indicated, the content of this website, including text, graphics, logos, images, designs, videos, documents, and other materials, is owned by or licensed to TD Legacy Associates and is protected by applicable intellectual property laws.
You may view and use the website for your personal, non-commercial purposes. You may not reproduce, distribute, modify, publish, transmit, sell, or otherwise exploit website content without prior written permission from TD Legacy Associates, except as permitted by applicable law.
8. User Submissions and Communications
If you submit information, comments, questions, feedback, or other materials through the website, you agree that the information you provide is accurate and that you have the right to provide it.
You should not submit confidential or highly sensitive information through website forms unless specifically requested by TD Legacy Associates.
TD Legacy Associates reserves the right to use feedback or other non-confidential communications provided by users for legitimate business purposes, subject to our Privacy Policy and applicable law.
9. Third-Party Websites and Services
The website may contain links to websites, products, services, or resources operated by third parties. These links are provided for convenience and informational purposes.
TD Legacy Associates does not necessarily endorse or control third-party websites or services and is not responsible for their content, policies, security, availability, or practices.
Your use of third-party websites or services is subject to the terms and policies of those third parties.
10. Website Availability
TD Legacy Associates makes reasonable efforts to maintain the availability and functionality of the website. However, we do not guarantee that the website will always be available, uninterrupted, secure, or free of errors or harmful components.
We may modify, suspend, or discontinue any portion of the website at any time without notice.
11. Disclaimer of Warranties
To the fullest extent permitted by applicable law, the website and its content are provided on an "as is" and "as available" basis.
TD Legacy Associates makes no warranties, express or implied, regarding the website or its content, including warranties of accuracy, completeness, reliability, availability, fitness for a particular purpose, or non-infringement.
12. Limitation of Liability
To the fullest extent permitted by applicable law, TD Legacy Associates and its owners, officers, employees, representatives, and affiliates will not be liable for any indirect, incidental, consequential, special, or other damages arising from or related to your use of, or inability to use, the website or its content.
This limitation applies to the fullest extent permitted by applicable law.
13. Indemnification
To the extent permitted by applicable law, you agree to indemnify and hold harmless TD Legacy Associates and its owners, officers, employees, representatives, and affiliates from claims, liabilities, damages, losses, and expenses arising from your misuse of the website, violation of these Terms, or violation of the rights of another person or entity.
14. Changes to These Terms
TD Legacy Associates may update or modify these Terms from time to time. Any changes will become effective when the updated Terms are posted on this website, unless otherwise stated.
Your continued use of the website after changes are posted constitutes your acceptance of the updated Terms.
15. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of Florida, without regard to its conflict-of-law principles.
Any disputes arising from or relating to these Terms or your use of the website shall be subject to the applicable courts located in Florida, unless otherwise required by applicable law.
16. Severability
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect to the extent permitted by law.
17. Entire Agreement
These Terms, together with the Privacy Policy and any other policies or agreements expressly incorporated by reference, constitute the agreement between you and TD Legacy Associates regarding your use of this website, except where additional terms apply to specific services or arrangements.
18. Contact Us
If you have questions about these Terms & Conditions, please contact TD Legacy Associates:
Email: info@tdlegacy.com
Phone: (408) 823-8090
Address:
1000 Brickell Avenue
Suite #715 PMB 514
Miami, FL 33131